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Getting a loan for your next car

Getting a loan for your next car

You could just stroll into a dealership and let them set you up with your next auto loan, but that is just the easy way, and there is definitely a better way. Shopping lenders and getting pre-approved for an auto loan first will help you get the best rate available — which may, or may […] …

Is it safe to bank on Wi-Fi, apps?

Is it safe to bank on Wi-Fi, apps?

Wi-Fi makes it easy to access information and do business online — whether you are around the house, around town, or anywhere around the world. But just because it is easy does not mean it is a great idea. The fact that data is broadcast to anybody in range means that your information could be […] …

Eight steps to reduce credit card debt

Eight steps to reduce credit card debt

It is always important to put yourself in a solid financial position, and one good way to do that is to get out of credit card debt, according to www.creditcards.com. A structured and disciplined approach can help you get out of credit card debt. Follow these eight tips to exit debtor status as quickly as […] …

10 questions you should ask your bank

10 questions you should ask your bank

What looks on paper like a no-fee or low-cost account may not actually be the one that is best suited to your needs. Here are 10 questions to ask to help figure out if your account is right for you, according to ettermoneyhabits.bankofamerica.com. Can I use an ATM for free? ATMs allow you to withdraw […] …

Take precautions if you pay by cheque

Take precautions if you pay by cheque

Laws relating to cheques are quite complex, but you don’t need to read the statute books in order to take a few simple precautions, according to www.iol.co.za. You can use a cheque for a number of reasons, most commonly to pay someone for a service or a purchase, to settle a debt, or to withdraw […] …

Do you need both current and savings accounts?

Do you need both current and savings accounts?

Perhaps you think having a savings account is a nice, but unnecessary, banking option. But you may benefit from having both types of accounts. Having a better understanding of the differences will help you decide, according to www.bankrate.com. Current and savings accounts are basically an arrangement to lend money to a bank in the form […] …

Why your credit card may not work

Why your credit card may not work

The worst time to find out your credit card is not working is when you are in the middle of a transaction, particularly an in-person transaction. Depending on the issue, you may be able tofix it right away or you may have to use another payment method. Worst-case scenario, you will have to save your […] …

What you can’t achieve with online banking

What you can’t achieve with online banking

Online banks changed the way we bank—for the better—and some people now live entirely without a brick-and-mortar bank account. Online customers can earn more money, pay less in fees, and enjoy the convenience of banking from their computer or mobile device. However, you might not want to ditch your bank branch just yet. Although, they […] …

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